Businesses (New Fee and Charges)

Businesses (New Fee and Charges)

Intrabank Funds Transfer

No. Items Channels
Internet Banking Mobile Banking ATM Over-the-
counter (OTC)
1. Fees and Charges
(RM per transaction)
       
Sole-proprietors, partnership
and SME*
No Charges N/A N/A RM 2.00
Other corporates No Charges N/A N/A RM 2.00
2. Daily transaction limit
(RM per day)
       
Sole-proprietors, partnership
and SME*
Customer’s
own limit
N/A RM 3,000
combined limit
with Cash
Withdrawal
Available limit
Other corporates Customer’s
own limit
N/A N/A Available limit
3. Payment reference
(i) Availibility of payers'
names and payment
references in beneficiaries'
bank statement
YES N/A N/A YES
(ii) Availibility of
beneficiaries' names and
payment references in
payers' bank statement
YES N/A N/A YES
4. Operating hours 24/7
(System update time:
12:00am - 1:00am)
N/A N/A *Banking hours
    For all channels    
5. Crediting time
(i) Monday - Friday
Immediate N/A    
(ii) Non-business days Immediate N/A    
6. Refund time Immediate
(Upon Beneficiary
consent)
N/A    

* For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers

*Banking Hours
Peninsular Malaysia
9:15am to 4:15pm (Monday to Thursday)
9:15am to 4:00pm (Friday)
1:00pm to 2:00pm (Friday) - Close for AFFIN Islamic Branches

Kelantan & Terengganu
9:15am to 4:15pm (Sunday to Wednesday)
9:15am to 4:00pm (Thursday)

Sabah & Sarawak
9:00am to 4:00pm (Monday to Friday)


Interbank GIRO (IBG)

No. Items Channels
Internet Banking Mobile Banking ATM Over-the-
counter (OTC)
1. Fees and Charges
(RM per transaction)
       
Sole-proprietors, partnership
and SME*
RM 0.10 N/A N/A RM 2.00
Other corporates RM 0.10 N/A N/A RM 2.00
2. Daily transaction limit
(RM per day)
       
Sole-proprietors, partnership
and SME*
Max. RM
1,000,000 per
transaction
N/A N/A Max. RM
1,000,000 per
transaction
Other corporates Max. RM
1,000,000 per
transaction
N/A N/A Max. RM
1,000,000 per
transaction
3. Payment reference
(i) Availibility of payers'
names and payment
references in beneficiaries'
bank statement
YES N/A N/A YES
(ii) Availibility of
beneficiaries' names and
payment references in
payers' bank statement
YES N/A N/A YES
4. Future-dated payments YES N/A N/A NO
5. Operating hours 24/7
(System update time:
12:00am - 1:00am)
N/A N/A *Banking hours
    For all channels  
6. Crediting time
(i) Monday - Friday
**Funds Received by
Beneficiaries
**Refund for
Unsuccessful
Transactions
 
(i) Monday - Friday        
Before 5:00 am Same business
day
By 11:00 am By 5.00 pm  
5:01 am - 8:00 am By 2:00 pm By 8.20 pm  
8:01 am - 11:00 am By 5:00 pm By 11.00 pm  
11:01 am - 2:00 pm By 8:20 pm By 11.00 am,
next business
day
 
2:01 pm - 5:00 pm By 11:00 pm  
After 5:00 pm Next business
day
By 11:00 am By 5.00 pm  
(ii) Non-Business Days
(Saturday, Sunday and
Federal Territory Public
Holidays)
Next business
day
By 11:00 am By 5.00 pm  
7. **Refund time If transaction is approved before 11:30am on working day, refund will be
on the same day.

If transaction is approved after 11:30am on working day, refund will be
on the next working day latest by 10:30am.


* For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers
** Under normal circumstances


Instant Interbank Funds Transfer (IBFT)

No. Items Channels
Internet Banking Mobile Banking ATM Over-the-
counter (OTC)
1. Fees and Charges
(RM per transaction)
       
Sole-proprietors, partnership
and SME*
  • No charges for transaction below RM5,000
  • RM0.50 for transaction more than RM5,000
N/A RM 1.00  
Other corporates
  • No charges for transaction below RM5,000
  • RM0.50 for transaction more than RM5,000
N/A N/A  
2. Daily transaction limit
(RM per day)
       
Sole-proprietors, partnership
and SME*
  • RM50,000 per account per day
N/A RM 5,000.00
(Only for Sole-
proprietors)
 
Other corporates
  • RM50,000 per account per day
N/A N/A  
3. Payment reference
(i) Availibility of payers'
names and payment
references in beneficiaries'
bank statement
Yes N/A N/A  
(ii) Availibility of
beneficiaries' names and
payment references in
payers' bank statement
Yes N/A N/A  
4. Operating hours 24/7 N/A N/A  
    For all channels    
5. Crediting time
(i) Monday - Friday
Immediate N/A N/A  
(ii) Non-business days Immediate N/A N/A  
6. Refund time within 5 days N/A N/A  

* For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers


Rentas

No. Items Channels
Internet Banking Mobile Banking ATM Over-the-
counter (OTC)
1. Fees and Charges
(RM per transaction)
       
Sole-proprietors, partnership
and SME*
RM 2.00 N/A   RM 5.00
Other corporates RM 4.00 N/A   RM 9.00
     
2. Payment reference
(i) Availibility of payers'
names and payment
references in beneficiaries'
bank statement
YES N/A   To be
implemented by
June 2015
(ii) Availibility of
beneficiaries' names and
payment references in
payers' bank statement
YES N/A   To be
implemented by
June 2015
3. Operating hours 7:00am - 4:00pm N/A N/A *Banking hours
    For all channels    
4. Crediting time
(i) Monday - Friday
Immediate N/A    
(ii) Non-business days Next Working Day N/A    
5. Refund time Immediate upon
return from
RENTAS
N/A    

* For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers


Other Related Fees/ Charges for Online Banking (Internet and Mobile Banking)

No. Items Sole-proprietors,
partnership and SME*
Other corporates
1. Other related charges    
i. Maintenance / subscription fee No charges RM20.00 per month
ii. Security tokens Free first two security token RM150 per security token
iii. Annual digital certificates Not applicable Not applicable
iv. Salary payment / payroll RM0.10** for IBG RM0.10** for IBG
iv. Email Notification No Charges
(via email)
No Charges
(via email)
v. Training No Charges No Charges

* For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers
** No charges for Affin Bank Account


For further information, please call our Call Centre at 03-8230 2222, or visit the nearest AFFINBANK / AFFIN ISLAMIC branch today.

Retail Internet Banking

Corporate Internet Banking

Contact Us

Contact Centre
03-8230 2222

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