Basic Bank Account

Basic Bank Accounts

Item Basic Savings Account-i
(BSAi)
Basic Current Account-i
(BCA-i)
Tariff Tariff
Deposits (including coin deposits) Free for self service deposits and Over The Counter (OTC) transactions.
(Excluded from the OTC limit where such facility is not available.)
Service Fee No service or maintenance charge to be imposed RM10.00 for each half year for an average balance of less than RM1,000 during the half year.
Minimum number of free monthly transactions - ATM and OTC

Option 1

  1. 8 OTC visits at branch
    - 9th visit and onwards: No charge currently
  2. 8 ATM cash withdrawals at any Affin Bank ATMs. No Fee shall be imposed for non cash withdrawal transactions (e.g. balance enquiry or fund transfer within the same bank)
    - 9th withdrawal onwards: RM1.00 per withdrawal

    No Annual ATM fee

Option 2

- MyDebit Card Annual fee of RM8.00 for unlimited ATM withdrawals and OTC withdrawals.

Issuance of cheque book N.A. As per the bank's existing Tariff of charges.
Monthly statement of account Free Free
Dormant accounts

˂ RM10.00
No charge on activation of the account.
Monthly balance less than RM10.00, system will auto close the account and absorb the balance after 2 reminders

˃ RM10.00
Accounts with more than RM10.00, annual service fee RM10.00 will be levied.

ATM Services  
1st MyDebit Card Issued Free
Replacement of MyDebit Card due to lost, stolen, loss of PIN and card damaged by customer RM12.00
Replacement of password for Internet Banking Free
ATM transaction/ cash withdrawal/ transaction through MEPS Network (Non-AFFINBANK ATMs)

RM 1.00 per withdrawal / transaction at local MEPS member bank ATM

RM 1.00 per withdrawal at LIFB (Locally Incorporated Foreign bank) MEPS member bank i.e Citibank, Standard Chartered, UOB, HSBC & OCBC

Note: The above charge will be waived effective 6 April 2020 until the end of the Movement Control Order period

RM 12.00 per withdrawal at Cross Border MEPS member bank (Indonesia, Singapore, China & Thailand )

MEPS Interbank Fund Transfer (IBFT) RM0.01 - RM5,000 = fee waiver
RM5,001 - RM50,000 = RM0.50 per transaction
Interbank GIRO via ATM RM0.10 per transaction
Closing of Accounts Early closure of BSA-i and BCA-i if it is closed within 3 months of account opening - RM20.00
Other fees and charges As per the bank's existing tariff of charges

Retail Internet Banking

Corporate Internet Banking

Contact Us

Contact Centre
03-8230 2222

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