Hajj, Umrah & Ziarah Financing-i (HUZF-i)

Hajj, Umrah & Ziarah Financing-i?

Clean and Unsecured Islamic Personal Financing-i to all eligible individuals to part finance expenses related to Hajj, Umrah inclusive of Ziarah packages from Bank's panel of Travel Agent.

Financing Amount Monthly Payment
1 year 3 years 5 years
RM5,000 483 156 100
RM10,000 867 311 200
RM15,000 1,300 467 300
RM20,000 1,733 622 400

Note: The chart above is for illustration purposes only


  • Attractive profit rate
  • No collateral
  • Shariah Compliant
  • Limit from RM5,000 to RM100,000
  • Financing tenure from 6 months to 60 months
  • No processing fee
  • Family can be included in the package.

Margin of Financing

Up to 80% of HUZ package plus 5% for RTT.


  • Minimum entry age of 21 years old to 50 years old
  • Malaysian citizen and Muslim
  • Minimum annual income or RM30,000(including fixed allowance)
  • Professionals and practitioner such as doctors, lawyers, architects and etc
  • Employees in the Public Sector/ GLCs and reputable private entities with permanent and confirmed job status
  • Armed Forces Personnel
  • Entrepreneurs or business owners with established income stream

List of panel travel agency

Travel Agency Location Contact No. Website
Triways Travel Network (M) Sdn Bhd Taman Tun Dr. Ismail, Kuala Lumpur 03-7729 1044 www.triways.com.my
ZUSB World Travel Sdn Bhd Setapak, Kuala Lumpur 03-2692 9077 www.zuworldtravel.com
Dinar Holidays Sdn Bhd Putrajaya 03-8861 6199 www.dinar.com.my

For further information, please call our Contact Centre at 03-8230 2222, or visit the nearest AFFINBANK / AFFIN ISLAMIC branch today.

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Contact Centre
03-8230 2222

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