AFFIN ISLAMIC offers banking products and services in compliance with Islamic Shariah principles with the aim to make profit for our shareholders and depositors as well as to contribute to the economic and social development of Malaysia.
AFFIN ISLAMIC offers Islamic Deposit Products under two Shariah principles, namely, Wadiah (Guaranteed Safe Custody) and Mudarabah (trustee profit sharing).
Wadiah refers to a contract between the depositor and the Bank for safekeeping purposes. The account holder, who is the depositor, places funds on trust basis with Affin Islamic.
Affin Islamic acts as the trustee and depository, therefore guarantees payment of the whole amount of deposit, or any part thereof, outstanding in the account of the depositor, when demanded.
Mudarabah is a type of investment contract between the depositor i.e. the capital owner(Customer) and the Bank. The account holder, who is the investor, places funds on trust basis with Affin Islamic.
AFFIN ISLAMIC will invest the funds as Mudarib (Entrepreneur). Profits are shared between the investor and the bank according to the pre-agreed profit sharing ratio.
OMG RETURNS! BIGGER THAN EVER
Riding on the success of our previous OMG campaigns, AFFIN ISLAMIC Bank is re-launching the OMG campaign nationwide from 1st December 2016 till 30th June 2017. By using the new tagline, OMG RETURNS! BIGGER THAN EVER, customers will stand a chance to win attractive prizes.
Click below for more details:
Term Deposit-i Campaign
CNY (The Year of Prosperous Rooster) Campaign
Usher in a prosperity-filled Chinese New Year and enjoy high Term Deposit-i profit rates with minimum deposit of RM10,000.
The funds to participate in this campaign must be new funds only. For existing funds, customers are still bound by the minimum stipulated Term Deposit-i placement amount.
Campaign period: Now until 28 February 2017.
Please click on the following links for Campaign Terms and Conditions and Eligibility.
Bank with AFFIN ISLAMIC and Stand a Chance to Win Amazing Gadgets Each Month.
Campaign is open to all AFFIN ISLAMIC Retail Internet Banking (RIB) user, Current/Savings Account (CASA-i), Debit Card members, Mortgage Financing, Hire Purchase Financing and Unit Trust customers.
Campaign period: Now until 31 December 2016
Please click on the following links for the Campaign Terms and Conditions and Eligibility.
Meets your needs to SAVE and DONATE to charity!
Save & Donate
Fullfill your needs to SAVE and DONATE for charity!
Let's make a difference to the community today by opening an AFFIN Barakah Charity Account-i
For more information call us at 03-5522 3000.
*Terms and Conditions apply
AFFINGOLD-i is a savings account that is specially designed for those aged 50 and above. This savings account offers other benefits such as:
Start enjoying the benefits of AFFINGOLD-i today
1 800 88 3883
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